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Here's a brief overview of key verification approaches :
- Address Verification System (AVS): Checks the billing address on the card against what’s on record with the banking institution.
- Card Verification Value (CVV): Requires the three- or four-digit number located on the reverse of the payment for verification .
- 3D Secure: Incorporates an extra layer of security involving the cardholder’s financial institution to validate the transaction .
- Device Fingerprinting: Identifies the device used to make the payment to flag potential scams.
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